Member Prize Draw


Your Vote is Vital

We depend on your vote to help shape the future of bcu.

Until 20th October, 5 lucky members each week will win $1,000 each by voting on the proposed merger with P&N Bank.

More chances to win – By voting early you get more chances to win as you will be entered into each weekly draw following your vote being processed.


Terms and conditions

The promoter is Bananacoast Community Credit Union Ltd ABN 50 087 649 750 AFSL 241077 Australian Credit Licence Number 241077. bcu’s registered office is located at Level 3 Coffs Central Shopping Centre, 35-61 Harbour Drive, Coffs Harbour NSW 2450. Contact bcu on 1300 228 228.

Promotion Period

  1. Promotion commences on 09:00 hrs AEST Monday, September 16th, 2019 and closes on 10:00 hrs AEDT Sunday, October 20th, 2019.


  1. Entry is open to bcu members who:
    1. are either
      1. an individual who is an Australian citizen or resident and who is 18 years and older on Tuesday, October 22nd 2019; or
      2. an Australian body corporate; 
    2. are resident in New South Wales, Queensland, Australian Capital Territory or Victoria; and
    3. have been a bcu member for at least 12 months as at 22nd October, 2019. 
  2. One entry per individual.
  3. bcu employees, contractors, officers, directors, or their immediate family members are ineligible to enter


  1.  Eligible entrants will automatically be placed in the next draw/s upon their vote on the proposed merger with Police & Nurses Limited (whether that vote is for or against) being received and processed by Link Market Services Limited ( ) during the Promotion Period either by:
    1. Online:
    2. Email:
    3. Mail:
      Bananacoast Community Credit Union Ltd
      C/- Link Market Services Limited
      Locked Bag A14
      Sydney South NSW 1235 Australia
    4. Fax: +61 2 9287 0309
    5. Hand: Hand deliver to your local store
    Note: Eligible entrants will only be placed into the next draw/s upon their vote being received and processed by Link. Depending on the method of voting chosen (eg particularly for post or in store votes) there may be a delay between the vote being submitted and it being received and processed by Link.


  1. The competition consists of twenty five (25) prize draws, with five (5) draws occurring on each date listed in paragraph 11 below.
  2. Subject to paragraph 8, an eligible entrant will automatically be placed into each draw which occurs after every Sunday during the promotion period at 23:59 hrs. Eligible entrants whose votes are processed by Link on the day of a draw will not be included in that draw but will be included in the next draw/s.
    1. if an eligible entrant's vote is received and processed by Link prior to Monday 23rd September, they will be placed into all five (5) draws);
    2. if an eligible entrant's vote is received and processed by Link between Monday 14th October and Sunday 20th October, they will only be placed into the draw on Monday 21st October.
  3. Winners will not be eligible to participate in subsequent draws.
  4. Subject to paragraph 13, each winner will receive AUD$1,000 credited into their nominated bcu account.
  5. Total prize pool value is AUD$25,000.
  6. The winners will be determined by barrel draw at Level 2/ 72 Newmarket Road,Windsor, QLD, 4030 at 14:00hrs AEST on each of the following dates:
    1. Monday, 23rd September, 2019
    2. Monday, 30th September, 2019
    3. Tuesday, 8th October, 2019
    4. Monday, 14th October, 2019
    5. Monday, 21st October, 2019
  7. The winners will be notified within 2 days of the draw by email.
  8. Each winner must claim their prize by email confirmation and provide written confirmation of their nominated bcu account for funds transfer within 3 months of their draw occurring (e.g. winners of the 23 September 2019 draw will have until 23 December 2019 to claim their prize).
  9. Any prizes which remain unclaimed by 8:00 hrs Tuesday, January 21st 2020 will be forfeited and will not be redrawn. 
  10. Subject to obtaining their written consent, the winners will have their name published on on Monday, October 24th, 2019.
  11. Prize is not exchangeable or redeemable for cash.
  12. The promoter will not be liable for any costs associated with accessing or participating in the ‘Your Vote is Vital – Competition’.
  13. The promoter will not be liable for any loss or damage whatsoever which is suffered or sustained in connection with the prize.

Authorised under NSW permit number: LTPS/19/38047